Job Description

Job Purpose:

We're excited to invite a dedicated Mortgage Loan Officer to join our team! In this role, you'll work closely with our Mortgage Sales Manager and support clients across Los Angeles, Ventura County, Santa Barbara, and San Luis Obispo. This hybrid position offers the flexibility to work from home or from one of our offices, with occasional travel required for client visits and team meetings.

Primary Responsibilities:

- Build and maintain relationships with clients to offer tailored residential mortgage solutions.
- Convert inbound and outbound leads into loan applications proactively.
- Assess clients' financial needs and recommend the best mortgage products and rates.
- Meet and exceed monthly sales performance goals.

Essential Functions:

- Originate, negotiate, secure, and process residential mortgage loans with professionalism.
- Provide expert guidance and counseling to loan applicants throughout the process.
- Collect necessary information and documentation from applicants and other parties.
- Communicate interest rates, points, and fees clearly to clients.
- Monitor loan application status and keep clients informed.
- Coordinate loan processing and closing activities with our team.
- Address any questions or concerns from applicants and resolve any issues related to closings.
- Share information about our loan products, rates, and services with real estate professionals.
- Attend meetings and presentations hosted by our company and real estate firms.
- Prepare accurate reports and ensure all loan files are complete and properly documented.
- Perform additional duties as needed to support the team.

Skills/Qualifications:

- Minimum of 3 years of experience in managing and negotiating loans in a dynamic environment.
- Knowledgeable in loan processing guidelines, including Fannie Mae, Freddie Mac, and FHA standards.
- Strong grasp of standard loan practices, documents, and real estate terminology.
- Deep understanding of the mortgage market.
- Proficiency in Spanish is a plus.
- Must be based in California.

Compensation:

- $52,000 - $200,000 per year, plus commission.
Employment Type: Full-Time
Salary: $ 40,000.00 140,000.00 Per Year

Job Tags

Full time, Remote job, Work from home,

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